Bandh payboo card review - How can I make a payment on my B&H Financing Credit Card? Pay Synchrony Online: Click here to login and make or schedule payments. Pay Synchrony by Phone: Call Synchrony Bank Customer Service at 1.866.396.8254. Office Hours: Daily - 7:30am to 12:00 midnight EST.

 
Re: B & H Photo Payboo credit card. I have been pricing out a new camera, media cards, L bracket and an extra battery. The total is a hefty chunk of change and in my locality the sales tax is over 9%. The B&H marketing says the tax comes right off the CC bill if you use the Payboo card. Note The card has an annual rate of 29.99%. . Polaris rzr for sale under dollar5 000

I had a weird experience lately though. Somehow my expiration year changed from 2026 to 2024 on the B&H site. Found this out after a call to bank. Still didn’t work so deleted the Payboo card from B&H site and re-entered the card information again and all was good, payment was accepted. Dec 30, 2022 at 01:27 AM Jul 17, 2023 · So far, in this Payboo card review we’ve discussed the benefits of the B&H Payboo card and how to get it; now it’s time to understand the hidden terms and caveats of owning one. General Issues For starters, B&H changed the bank that offers its Payboo cards in early 2022 from Synchrony Bank to Comenity. Jun 11, 2020 · B&H Payboo Approved! B&H Payboo Approved - $4k. They tried to pull my frozen EX, then pulled TU instead. It was an instant approval, which is rarity for me, so I am pretty proud of it. I really have put off getting this card for too long. The credit back of full sales tax (8.25%) is better than any rewards credit card can offer. B&H Payboo Credit Card. A fresh perspective at your fingertips. More Details. Apply Benefits Exclusive Cardholder Perks . When You Use Your B&H Payboo Credit Card . Jul 1, 2020 · B&H Photo PayBoo Card is Shady. Jul 1, 2020. I have been a long time B&H customer and they are a well known retailer in the camera industry. Recently, I purchased a Sony full frame camera, a couple of lenses and some accessories from B&H and to save money on my purchase I applied and got their PayBoo card (yes, someone named it PayBoo, but that ... 1. John Miller, Credit Cards Moderator. @john_miller. You can get a PIN for your Sony® Credit Card by calling customer service at (866) 281-2504. After you make the request, the issuer will mail you the PIN at the address on file in 7-10 business days.May 7, 2019 · There’s one caveat, though: while the average APR for credit cards is around 14% to 19%, the Payboo card has an APR of 30%, so you’ll definitely want to pay off purchases made on the card ... Customers can also check out the savings offered with B&H's own Payboo Card, which instantly refunds the equivalent amount of sales tax on orders shipped to qualifying states.Alternatively ...Make B&H Photo’s Used Department your first stop. From gently used cameras to pre-owned pro gear, we maintain a wide selection of secondhand electronics that can save you loads of cash, whether you want to save on sound systems, smartphones, TVs or video equipment. We know your stuff—and we understand the importance of owning gear you can ... There’s one caveat, though: while the average APR for credit cards is around 14% to 19%, the Payboo card has an APR of 30%, so you’ll definitely want to pay off purchases made on the card ...On any given day, B&H has as many as 1200+ different types of computers for sale, not to mention computer accessories, parts and peripherals like monitors, mice, keyboards, power cords, webcams and more. We also have an entire Used Department specializing in open box computer deals, like-new returns and refurbished computers that can save you a ...B&H Photo Superstore in New York City announced Payboo. It’s a credit card backed by Synchrony Bank which offers customers the ability to get back their sales tax by the way of rewards. It means that if your state’s sales tax is 6% then your rewards is 6%, if it’s 10% then your reward is 10%. The reward is used as statement credit.p.1 #8 · p.1 #8 · Question for those that have bought the A1 with the payboo credit card at BandH. It was easy to increase credit limit. I got $6000 initially, I just logged into the credit card web site and there is a link to increase credit limit, I used that and instantly increased my limit to $8000.May 8, 2019 · Card transactions are processed through Synchrony Bank (more on them later). There is no annual fee. Use the Payboo store credit card to pay for purchases at bandh.com, by telephone, at their Manhattan retail store, or at B&H B2B and EDU portals. Note that this is not a general purpose credit card and therefore cannot be used at other retailers. The Payboo sales tax refund is best suited for those that plan on paying off the balance quickly, as the current purchase APR for the card is 29.99% for new accounts in January 2022.May 7, 2019 · There’s one caveat, though: while the average APR for credit cards is around 14% to 19%, the Payboo card has an APR of 30%, so you’ll definitely want to pay off purchases made on the card ... Dec 20, 2021 · Update 12/20/21: Card has been discontinued, see the FAQ here. (ht reader Jon) The B&H Payboo Credit Card program is being discontinued. Effective 11:59 p.m. EST on January 17, 2022 (“Purchase End Date”), you will not be able to make new purchases with this account, and your account will be closed on approximately April 4, 2022 (“Account Close Date”). p.1 #1 · p.1 #1 · New B&H Payboo Card. Last month I had to close my PayBoo credit card issued by Synchrony Bank because the reason all you know, B&H is no longer accepting this CC. I am planning to do a large purchase of equipment but doing a Google search I just learn the reviews Comenity Bank has are terrifying, I am not sure if I should ...Apple 12.9" iPad Pro M2 Chip (Late 2022, 256GB, Wi-Fi + 5G LTE, Space Gray) B&H # APMP603LLA MFR # MP603LL/A. 23 Reviews. Key Features. 12.9" Liquid Retina XDR Touchscreen. 2732 x 2048 Screen Resolution (264 ppi) Apple M2 8-Core CPU. 256GB Storage | 8GB RAM. Specialties: At B&H, we specialize in a number of world renowned brands, including Apple, Canon, Nikon, Sony, Fuji, Kodak. Leica, Olympus, Pentax, Samsung, HP, GoPro, Panasonic...DSLR Cameras and many more! Established in 1973. Safe Store Pickup remains available on Sunday from 10am to 6pm, Monday through Thursday from 9am to 8pm, and Friday from 9am to 2pm. All you have to do is place an ... Flooring, furniture, appliances, electronics and more, you can put it all on your Synchrony HOME Credit Card, a single card dedicated exclusively to your home-related purchases. Accepted at over a million locations nationwide, the Synchrony HOME Credit Card program brings together home-related retailers and offers promotional financing for more ...Scroll down. it is not worth it, it is a scam. They charge so much in interest that it's almost impossible to pay off the balance, unless you pay the whole thing off. The late payment fees are so enormous, I paid off my whole balance and now they want $150 more for being late. These fees are out of control! B&H Photo Superstore in New York City announced Payboo. It’s a credit card backed by Synchrony Bank which offers customers the ability to get back their sales tax by the way of rewards. It means that if your state’s sales tax is 6% then your rewards is 6%, if it’s 10% then your reward is 10%. The reward is used as statement credit.As of August 2022, terms for new Accounts: Purchase APR of 29.99%. Minimum interest charge is $2.00 per Credit Plan in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms.Jun 11, 2020 · B&H Payboo Approved! B&H Payboo Approved - $4k. They tried to pull my frozen EX, then pulled TU instead. It was an instant approval, which is rarity for me, so I am pretty proud of it. I really have put off getting this card for too long. The credit back of full sales tax (8.25%) is better than any rewards credit card can offer. You make a purchase and use the card to pay. We immediately charge the order total including state sales tax, then send the tax amount to your state, then issue a refund to you for that amount. In the end you've paid for the item (s) and any s&h fee but the tax is back in your pocket.B&H further explains the process under the question 'How does the Payboo Card benefit really work?' 'When you pay for B&H purchases with the Payboo Credit Card, B&H will charge the total of merchandise plus applicable fees and taxes; but we instantly issue and apply a reward on orders made in our SuperStore or shipped to eligible states right in checkout as a form of customer payment.You make a purchase and use the card to pay. We immediately charge the order total including state sales tax, then send the tax amount to your state, then issue a refund to you for that amount. In the end you've paid for the item (s) and any s&h fee but the tax is back in your pocket. Comenity is known to give you shit credit limits as low as $100. You must pay the entire transactions on that card or no discount will be applied. So if you have only a $300 credit limit, you cannot use the tax discount on a $700 graphic card or a $400 CPU. Stick to your 1.5%-2% cash back on everything card if you have one.Apple Mac Laptops. The MacBook is the smallest laptop, with a 12-inch screen. It has an IPS Retina screen with a pixel density of 2304 x 1440 for a quality media viewing experience. The Apple MacBook Air has a slightly larger 13.3-inch, high-resolution screen. There are several processor, SSD storage, and RAM options.If you have a large or routine purchase to make, we have the financing solutions that can help fit it into your budget. * From national retailers to local merchants, Synchrony helps you plan your purchases and manage your payments in major categories, including: Automotive. Electronics & Appliances. Flooring.Shop Digital Cameras, 35MM Camera Equipment, Photography, Photo Printers, Computers, Home Theater, Authorized Dealer Canon, Sony, Nikon, Apple, Olympus, Panasonic ... Smart features and free tools to help you get the most from your Synchrony credit card. Special Offers. Promotions and discounts from our retail partners. Blog. Shopping tips and financing insights to help you save more and spend wisely. Payment Calculator. See how a big purchase can fit your budget with manageable monthly payments. Synchrony ...Introducing the new B&H Payboo Card! Learn more: bhpho.to/paybooCookies are small data files that allow a website to collect and store data on your desktop computer, laptop or mobile device. Cookies help us to provide important features and functionality on our websites and mobile apps.Introducing the new B&H Payboo Card! Learn more: bhpho.to/payboo Mar 8, 2022 · p.1 #1 · p.1 #1 · New B&H Payboo Card. Last month I had to close my PayBoo credit card issued by Synchrony Bank because the reason all you know, B&H is no longer accepting this CC. I am planning to do a large purchase of equipment but doing a Google search I just learn the reviews Comenity Bank has are terrifying, I am not sure if I should ... In October of 2018, B&H Photo, as a result of the South Dakota vs. Wayfair Supreme Court decision, began collecting sales tax on interstate sales in 22 states. This put it at a disadvantage compared to some of its competitors. As a corrective, B&H is today implementing a give-back program for its customers called "Payboo."If you have a large or routine purchase to make, we have the financing solutions that can help fit it into your budget. * From national retailers to local merchants, Synchrony helps you plan your purchases and manage your payments in major categories, including: Automotive. Electronics & Appliances. Flooring.B&H Photo PayBoo Card is Shady. Jul 1, 2020. I have been a long time B&H customer and they are a well known retailer in the camera industry. Recently, I purchased a Sony full frame camera, a couple of lenses and some accessories from B&H and to save money on my purchase I applied and got their PayBoo card (yes, someone named it PayBoo, but that ...Jul 1, 2020 · B&H Photo PayBoo Card is Shady. Jul 1, 2020. I have been a long time B&H customer and they are a well known retailer in the camera industry. Recently, I purchased a Sony full frame camera, a couple of lenses and some accessories from B&H and to save money on my purchase I applied and got their PayBoo card (yes, someone named it PayBoo, but that ... Shop Digital Cameras, 35MM Camera Equipment, Photography, Photo Printers, Computers, Home Theater, Authorized Dealer Canon, Sony, Nikon, Apple, Olympus, Panasonic ...Yeah they fucked me too. The day after I got the card, I got an email saying it will close in 1 month. Fucked my credit for 1 purchase. Then B&H said I had to pay off my 4000 dollar laptop before the card closed on Jan 17th or they wouldn't be able to charge it there. I now paid 4K for my laptop on Dec 15, 56 days later and I still don't have shit.Re: B & H Photo Payboo credit card. I have been pricing out a new camera, media cards, L bracket and an extra battery. The total is a hefty chunk of change and in my locality the sales tax is over 9%. The B&H marketing says the tax comes right off the CC bill if you use the Payboo card. Note The card has an annual rate of 29.99%. Jun 11, 2020 · B&H Payboo Approved! B&H Payboo Approved - $4k. They tried to pull my frozen EX, then pulled TU instead. It was an instant approval, which is rarity for me, so I am pretty proud of it. I really have put off getting this card for too long. The credit back of full sales tax (8.25%) is better than any rewards credit card can offer. Audio cases help protect your professional sound gear for improved durability. To connect different audio equipment, browse compatible audio cables and adapters. Finally, for media storage solutions, consider CDs, DVDs, Blu-ray discs, flash drives, and audio tapes. We stock enough pro audio equipment to outfit any sound system, from ...Feb 28, 2022 · 2022 update: The B&H Payboo Credit Card program has relaunched and now offers a sales tax refund on orders in qualifying states or the choice of special financing of up to 12 months on... Jul 17, 2023 · So far, in this Payboo card review we’ve discussed the benefits of the B&H Payboo card and how to get it; now it’s time to understand the hidden terms and caveats of owning one. General Issues For starters, B&H changed the bank that offers its Payboo cards in early 2022 from Synchrony Bank to Comenity. How can I make a payment on my B&H Financing Credit Card? Pay Synchrony Online: Click here to login and make or schedule payments. Pay Synchrony by Phone: Call Synchrony Bank Customer Service at 1.866.396.8254. Office Hours: Daily - 7:30am to 12:00 midnight EST.Alternatively, when an order qualifies for “Special Financing” offers (for example: “No interest if paid in full in 12 months”), customers can select a promotional credit plan instead of “Payboo Savings.” The new Payboo® Card, issued by Comenity Capital Bank, continues to be exclusively for use at B&H and replaces B&H’s prior ...Apple Mac Laptops. The MacBook is the smallest laptop, with a 12-inch screen. It has an IPS Retina screen with a pixel density of 2304 x 1440 for a quality media viewing experience. The Apple MacBook Air has a slightly larger 13.3-inch, high-resolution screen. There are several processor, SSD storage, and RAM options.Comenity is known to give you shit credit limits as low as $100. You must pay the entire transactions on that card or no discount will be applied. So if you have only a $300 credit limit, you cannot use the tax discount on a $700 graphic card or a $400 CPU. Stick to your 1.5%-2% cash back on everything card if you have one.If you have a large or routine purchase to make, we have the financing solutions that can help fit it into your budget. * From national retailers to local merchants, Synchrony helps you plan your purchases and manage your payments in major categories, including: Automotive. Electronics & Appliances. Flooring.The Payboo sales tax refund is best suited for those that plan on paying off the balance quickly, as the current purchase APR for the card is 29.99% for new accounts in January 2022.Aug 20, 2022 · 2,799. 1,950. Aug 20, 2022. #1. Thinking of placing an order with B&H large enough that the Payboo card's tax-free rebate might make it worth signing up for another credit card. But, just to check, I called the number listed for the bank that issues Payboo (Comenity Capital Bank, 866-292-5123), and couldn't get through to customer service ('we ... Yeah they fucked me too. The day after I got the card, I got an email saying it will close in 1 month. Fucked my credit for 1 purchase. Then B&H said I had to pay off my 4000 dollar laptop before the card closed on Jan 17th or they wouldn't be able to charge it there. I now paid 4K for my laptop on Dec 15, 56 days later and I still don't have shit.1. John Miller, Credit Cards Moderator. @john_miller. You can get a PIN for your Sony® Credit Card by calling customer service at (866) 281-2504. After you make the request, the issuer will mail you the PIN at the address on file in 7-10 business days.My couple-of-months review: About the same as the old card. Synchrony's card portal was a little more polished, and Comenity is a little more thirsty (I had to unsubscribe from some stupid email messaging) but the basic experience of "go to checkout, select Payboo, tax is instantly covered by card rewards" is the same as before.In fact, data from the Federal Reserve pins collective American credit card debt above $1 trillion. The Payboo card is poised to push that number even higher with another piece of fine print: **For new accounts: Purchase APR is 29.99%. As of this writing, the average interest rate for credit cards is 17.72%. For customers who might need a bit ...B&H further explains the process under the question 'How does the Payboo Card benefit really work?' 'When you pay for B&H purchases with the Payboo Credit Card, B&H will charge the total of merchandise plus applicable fees and taxes; but we instantly issue and apply a reward on orders made in our SuperStore or shipped to eligible states right in checkout as a form of customer payment.May 7, 2019 · There’s one caveat, though: while the average APR for credit cards is around 14% to 19%, the Payboo card has an APR of 30%, so you’ll definitely want to pay off purchases made on the card ... You make a purchase and use the card to pay. We immediately charge the order total including state sales tax, then send the tax amount to your state, then issue a refund to you for that amount. In the end you've paid for the item (s) and any s&h fee but the tax is back in your pocket.Smart features and free tools to help you get the most from your Synchrony credit card. Special Offers. Promotions and discounts from our retail partners. Blog. Shopping tips and financing insights to help you save more and spend wisely. Payment Calculator. See how a big purchase can fit your budget with manageable monthly payments. Synchrony ... Apple 12.9" iPad Pro M2 Chip (Late 2022, 256GB, Wi-Fi + 5G LTE, Space Gray) B&H # APMP603LLA MFR # MP603LL/A. 23 Reviews. Key Features. 12.9" Liquid Retina XDR Touchscreen. 2732 x 2048 Screen Resolution (264 ppi) Apple M2 8-Core CPU. 256GB Storage | 8GB RAM.Your current Payboo® Card, issued by Synchrony Bank, will be valid for use with the “Save the Tax” instant benefit until January 17, 2022 You will receive a notice from Synchrony Bank soon stating that your current Payboo® Card will no longer be usable for new B&H purchases after January 17, 2022.Smart features and free tools to help you get the most from your Synchrony credit card. Special Offers. Promotions and discounts from our retail partners. Blog. Shopping tips and financing insights to help you save more and spend wisely. Payment Calculator. See how a big purchase can fit your budget with manageable monthly payments. Synchrony ... I had a weird experience lately though. Somehow my expiration year changed from 2026 to 2024 on the B&H site. Found this out after a call to bank. Still didn’t work so deleted the Payboo card from B&H site and re-entered the card information again and all was good, payment was accepted. Dec 30, 2022 at 01:27 AM 07:13:11. $1,799.00 Save $500 Instantly. Rotolight NEO 3 On-Camera RGBWW LED Light Ultimate Bundle. 12. $36900. Deal ends in. 07:13:11. $649.00 Save $280 Instantly. Lexar 320GB Professional CFexpress Type A Card GOLD Series with Card Reader.Comenity bank is scam bank and will destroy your credit. July 20, 2023. Do not apply for any kind of credit card unless you know what bank is being used for the credit. Comenity bank is a scam bank and will continue to charge you so called ‘late fees’ long after you closed the account.07:13:11. $1,799.00 Save $500 Instantly. Rotolight NEO 3 On-Camera RGBWW LED Light Ultimate Bundle. 12. $36900. Deal ends in. 07:13:11. $649.00 Save $280 Instantly. Lexar 320GB Professional CFexpress Type A Card GOLD Series with Card Reader. I was a little surprised when I received my new Comenity Bank PayBoo card, the limit was about 1/2 of my previous limit. My credit score is over 800. I was planning on buying about some new gear. I asked for an increase on-line and was given a new amount higher than my previous PayBoo card. Getting the increase was painless.ASUS GeForce RTX 4070 Dual OC White Edition Graphics Card. B&H # ASDR4070O12W MFR # DUAL-RTX4070-O12G-WHITE. Key Features. Boostable to 2550 MHz. 5888 CUDA Cores. Ada Lovelace Architecture. 12GB of GDDR6X VRAM. Available in other Styles, Configurations & Kits. $61999.Become a B&H Payboo Credit Cardholder today! Applying is easy and takes only a few minutes. If you're approved, you can begin enjoying all the benefits of your Payboo Credit Card today! Instant Savings On qualifying purchases when you use your card‡ or. Special Financing. 6 Months Promo Financing§ On purchases of $199 or moreComenity is known to give you shit credit limits as low as $100. You must pay the entire transactions on that card or no discount will be applied. So if you have only a $300 credit limit, you cannot use the tax discount on a $700 graphic card or a $400 CPU. Stick to your 1.5%-2% cash back on everything card if you have one. Apple 12.9" iPad Pro M2 Chip (Late 2022, 256GB, Wi-Fi + 5G LTE, Space Gray) B&H # APMP603LLA MFR # MP603LL/A. 23 Reviews. Key Features. 12.9" Liquid Retina XDR Touchscreen. 2732 x 2048 Screen Resolution (264 ppi) Apple M2 8-Core CPU. 256GB Storage | 8GB RAM. All Help Topics. Get the answers you need fast by choosing a topic from our list of most frequently asked questions. Account. Account Assure. Activate Card. APR & Fees. Authorized Buyers. Automatic Payments. Bread Financial. B&H # ASFA507XVBS9 MFR # FA507XV-BS93. 6 Reviews. Key Features. 4.0 GHz AMD Ryzen 9 7940HS 8-Core CPU. 16GB DDR5 | 512GB M.2 NVMe PCIe SSD. 15.6" FHD 1920 x 1080 144 Hz IPS Display. NVIDIA GeForce RTX 4060 GPU (8GB GDDR6) Show More. $1,14900. I was a little surprised when I received my new Comenity Bank PayBoo card, the limit was about 1/2 of my previous limit. My credit score is over 800. I was planning on buying about some new gear. I asked for an increase on-line and was given a new amount higher than my previous PayBoo card. Getting the increase was painless.Canon EOS Rebel T7 DSLR Camera with 18-55mm Lens. B&H # CAEDRT71855 MFR # 2727C002. 256 Reviews. Key Features. 24.1MP APS-C CMOS Sensor. DIGIC 4+ Image Processor. 3.0" 920k-Dot LCD Monitor. Full HD 1080/30p Video Recording.Sound production professionals need viable equipment to store audio. You can shop for both analog and digital pro audio recording equipment. Modern digital recorders are small, compact, and lightweight for convenient everyday use, and they can record up to 64 tracks simultaneously. When shopping for microphones, ensure you go for one that's ...

It's been a few years since Comenity popups consistently led to SP-only approvals (i.e. the Comenity SCT). Until a few DP are reported tied to Payboo preapproval popups that show otherwise the expectation should be that following through and applying would lead to a HP. 01-27-2022 04:44 PM. . Used cars for sale near me under dollar15000

bandh payboo card review

Jun 5, 2019 · In fact, data from the Federal Reserve pins collective American credit card debt above $1 trillion. The Payboo card is poised to push that number even higher with another piece of fine print: **For new accounts: Purchase APR is 29.99%. As of this writing, the average interest rate for credit cards is 17.72%. For customers who might need a bit ... 2,799. 1,950. Aug 20, 2022. #1. Thinking of placing an order with B&H large enough that the Payboo card's tax-free rebate might make it worth signing up for another credit card. But, just to check, I called the number listed for the bank that issues Payboo (Comenity Capital Bank, 866-292-5123), and couldn't get through to customer service ('we ...The key benefit of the Payboo Card is that the tax-equivalent credit is issued instantly. There's no need to wait for a gift card or even make an additional purchase. The refund is issued on all ...The Payboo sales tax refund is best suited for those that plan on paying off the balance quickly, as the current purchase APR for the card is 29.99% for new accounts in January 2022.Scroll down. it is not worth it, it is a scam. They charge so much in interest that it's almost impossible to pay off the balance, unless you pay the whole thing off. The late payment fees are so enormous, I paid off my whole balance and now they want $150 more for being late. These fees are out of control!B&H Payboo Credit Card is a great… B&H Payboo Credit Card is a great addition to the creative entreprenuer toolbook. I'm allowed to have a big shopping day, due to big time sale events, and know I have a year to make it worth my investment. Deals help and are well valued. Date of experience: September 04, 2023 Feb 14, 2022 · Should You Use the Payboo Card? We hope you’ve found this review of the updated B&H Payboo Card useful. But is the card worth it? That depends entirely on your circumstances and purchasing habits. The card itself has a high APR of 29.99% for standard purchases. This is a huge drawback and something to consider. Well, the Payboo credit card also offers an up to 12 months financing plan. This could help industry professionals manage their business expenses better and lower the overall cost of their business investments. Hence, it could potentially improve their business’s profitability and growth prospects. 3.Dec 12, 2022 · B&H has issued steeper discounts on Apple M1 and M2 MacBook Air models, with a bonus 10% back with the Payboo Card. B&H's Mac prices have plunged as the retailer issues last-minute holiday ... Your current Payboo® Card, issued by Synchrony Bank, will be valid for use with the “Save the Tax” instant benefit until January 17, 2022 You will receive a notice from Synchrony Bank soon stating that your current Payboo® Card will no longer be usable for new B&H purchases after January 17, 2022.Shop Digital Cameras, 35MM Camera Equipment, Photography, Photo Printers, Computers, Home Theater, Authorized Dealer Canon, Sony, Nikon, Apple, Olympus, Panasonic ... Payboo Card Scam. Just got an email saying that B&H is changing their Payboo store card provider (currently Synchrony) and that we have to re-apply for the new card when it comes out. Just simply stating “we are sorry that you have to apply for a new credit card” is not acceptable. This would be another hard pull that will remain on my ....

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